Our good friends TechCrunch ran a story about a new eWallet solution that just might work. There have been others to attempt this, but none have yet succeeded. Kind of like internet TV has been attempted but not really adopted on a large enough scale yet for it to be successful. MobilePay USA has an iPhone app that replaces your credit cards and loyalty cards. The genius part is that it requires no hardware on the sellers end. It works behind the scenes. And your data is not stored on the device, but rather it is kept securely in the cloud. What do you think? Will this be the one?
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